ISLAMABAD: The Pakistan Telecommunication Authority (PTA) has issued guidelines for the public on password security to protect their financial and social media accounts.“Your password is your first line of defense in the digital world. A strong password not only safeguards your personal data but also keeps cyber threats at bay,” the PTA said in a statement.Read More: PTA blocks 184 gambling websites, appsThe guidelines issued by the PTA read that complex passwords are essential for financial services and email accounts. “Be sure to enable two-factor authentication and change your password regularly.”The PTA asked the citizens not use the same password for multiple accounts. “Avoid weak passwords like dictionary words and dates of birth,” the authority said in its guidelines.The PTA has directed citizens to create strong passwords by combining uppercase and lowercase letters, numbers and special characters.

PESHAWAR: The Khyber Pakhtunkhwa government launched a mobile app–based digital payment system to ensure transparent and timely compensation for flood victims.Chief Minister Ali Amin Khan Gandapur formally inaugurated the app, Digital Disaster Compensation Management, developed by the KP Information Technology Board and integrated with the government’s central service delivery platform “Dastak.”Through the system, flood-affected families can upload details of property losses, submit claims, and receive compensation directly online. The automated mechanism uses geo-tagging to verify damages and prevent false claims, making the entire process paperless and cashless.A dedicated dashboard will provide real-time data on damages and payments to the Chief Minister, Chief Secretary, and other senior officials.Read More: NDMA continues relief operations in KP floods affected areasCalling it a “major step” toward transparent and swift payments, Gandapur praised the IT Board for developing the app in record time. “The app will ensure not only speedy relief for victims but also complete transparency in the process,” he said.

ISLAMABAD: The Ministry of Religious Affairs and Interfaith Harmony on Monday announced that over 114,500 applications have been received so far under the Government Hajj Scheme 2026, with only around 3,500 seats still available.According to Ministry Spokesperson Muhammad Umar Butt, designated banks have been directed to continue accepting applications until the remaining quota is filled.He urged intending pilgrims to submit their applications at the nearest nominated bank branches without delay, warning that “the process will close immediately once the last 3,500 seats are taken.”Officials described the record number of applications as a reflection of the strong interest among Pakistani citizens in performing Hajj under the government scheme next year.This year’s government Hajj 2026 scheme offers two options: a long package of 38–42 days and a short package of 20–25 days.The cost ranges between Rs1.15 million and Rs1.25 million, with an initial installment of Rs500,000 or Rs550,000—depending on the chosen package—required at the time of application. The remaining balance will be collected from November 1.The ministry also clarified that overseas Pakistanis holding a valid Pakistani passport are eligible to apply.Read more: Private Hajj operators assure full refunds to affected pilgrimsUnder the new policy, 70 percent of the quota is reserved for the government scheme and 30 percent for private tour operators.Pakistan’s total Hajj quota stands at 179,210 pilgrims—119,210 under the government scheme and 60,000 for private operators—pending final approval by Saudi authorities.

ISLAMABAD: Private Hajj tour operators on Monday wrote to Federal Minister for Religious Affairs and Interfaith Harmony, Sardar Muhammad Yousaf, assuring their readiness to refund the full amount to pilgrims who were unable to perform Hajj this year.According to the operators, around 67,000 Pakistani pilgrims missed Hajj 2025 due to delays in agreements and payments with the Saudi authorities.In their letter, the operators assured that the refunds would be made without any deductions. Pilgrims will be required to submit a written application, after which a confirmation letter will be issued within three days, and the amount refunded within 7 to 10 days.Read More: 67,000 Pakistani pilgrims deprived of performing Hajj 2025Notably, around 67,000 Pakistani pilgrims have been deprived of performing Hajj in 2025 due to delays in agreements and payments to the Saudi government, according to Hajj organisers.The main reason for the rejection of these applications was the failure to make timely bookings and payments to the Saudi authorities.Saudi Arabia had allocated a quota of 179,210 pilgrims for Pakistan this year, which included 89,605 spots each for the government and private tour organisers. However, only 14,000 applications were accepted under the private scheme.Hajj organisers claimed they had made bookings for the 67,000 pilgrims and sent SAR 7 million to Saudi Arabia for these pilgrims.However, due to delays in finalising agreements and payments, the Saudi authorities rejected their applications, leaving thousands without the chance to perform the pilgrimage.

LAHORE: The Boards of Secondary Education (BISE) Bahawalpur will officially announce 9th Class annual examination results on Wednesday, August 20, 2025, at 10:00 AM.Along with BISE Bahawalpur class 9 results, BISE Dera Ghazi Khan, Sahiwal, Lahore, Gujranwala, Faisalabad, Rawalpindi, Multan, and Sargodha will also announce their results soon.Students who appeared in BISE Bahawalpur examinations held in March 2025, and are waiting for their results have to no longer wait for their results. Results will be declared on Wednesday, August 20, 2025, at 10:00 AM PST. With estimated figure of 500,000 students who appeared across Punjab, results will show how many passed.According to reports, board will held ceremony to honor top-performing students. The event aims to identify academic excellence and encourage future achievers.How to check resultStudents have choice to check their BISE Bahawalpur class 9 results, by visiting the board’s website bisebwp.edu.pk, sending roll number to 800298 or checking Gazette which will be available post-announcement at board offices or can be downloaded from official website.General access for other BoardsStudents who belong to the other boards may also check their results by visiting official website of their respective board, sending their roll number to the code associated with specific board, or Gazette which can be obtained from respective board offices or downloaded.Students are suggested to keep their roll numbers ready and keep checking for updates regarding rechecking procedures and admissions into the next class.Applications for re-evaluation can be submitted within 15 days of result declaration.Read More: BIEK Pre-Engineering results 2025 announcedEarlier, the Board of Intermediate Education Karachi (BIEK) announced the results of Higher Secondary Certificate (HSC) Part II Science Pre-Engineering group for the year 2025.The declared results have 54.94 percent passing students, with 11,547 out of 21,019 candidates got successful.In the group examinations, 21,617 candidates registered, and 21,019 appeared for the exams. Out of these, 11,547 candidates were declared successful.

LAHORE: The Boards Secondary Education (BISE) D.G Khan will officially announce the Class 9 annual examinations results on Wednesday, August 20, 2025, at 10:00 AM.Along with BISE DG Khan class 9 results, BISE Bahawalpur, Sahiwal, Lahore, Gujranwala, Faisalabad, Rawalpindi, Multan, and Sargodha will also announce their results soon.Students who appeared in BISE DG Khan examinations held in March 2025, and are waiting for their results have to no longer wait for their results. Results will be declared on Wednesday, August 20, 2025, at 10:00 AM PST. With estimated figure of 500,000 students who appeared across Punjab, results will show how many passed.According to reports, board will held ceremony to honor top-performing students. The event aims to identify academic excellence and encourage future achievers.How to check resultStudents have choice to check their BISE DG Khan class 9 results, by visiting the board’s website bisedgkhan.edu.pk, sending roll number to 800295 or checking Gazette which will be available post-announcement at board offices or can be downloaded from official website.General access for other BoardsStudents who belong to the other boards may also check their results by visiting official website of their respective board, sending their roll number to the code associated with specific board, or Gazette which can be obtained from respective board offices or downloaded.Students are suggested to keep their roll numbers ready and keep checking for updates regarding rechecking procedures and admissions into the next class.Applications for re-evaluation can be submitted within 15 days of result declaration.Read More: BIEK Pre-Engineering results 2025 announcedEarlier, the Board of Intermediate Education Karachi (BIEK) announced the results of Higher Secondary Certificate (HSC) Part II Science Pre-Engineering group for the year 2025.The declared results have 54.94 percent passing students, with 11,547 out of 21,019 candidates got successful.In the group examinations, 21,617 candidates registered, and 21,019 appeared for the exams. Out of these, 11,547 candidates were declared successful.

ISLAMABAD: The National Judicial Policy Making Committee (NJPMC) on Monday directed judges to report any instance of external influence within 24 hours to protect judicial independence.The 54th NJPMC meeting was held at the Supreme Court under the chairmanship of Chief Justice of Pakistan Justice Yahya Afridi and attended by the chief justices of all high courts and Attorney General for Pakistan, according to a press release from the apex court.The committee reviewed the implementation of its previous decisions and reiterated its commitment to strengthening institutional capacity, accelerating access to justice, and ensuring efficient and effective judicial delivery.Enforced DisappearancesThe forum stressed the need for a comprehensive mechanism to ensure the production of any detained person before a magistrate within 24 hours. The Attorney General assured the body that a mechanism would be developed and presented at the next meeting.Safeguarding Judicial IndependenceCommending the high courts for formulating Standard Operating Procedures (SOPs), the committee directed that stage-wise timelines from complaint filing to final action must be included.It was decided that all such instances of extraneous influence shall be reported within 24 hours and action thereon shall be finalised within 14 days. The SOPs should also provide for immediate redressal measures to safeguard the dignity of the complainant Judge.Reports will also be submitted to the Chief Justice of Pakistan for oversight and intervention where necessary.Commercial Litigation FrameworkThe forum formed a subcommittee, led by Justice Shafi Siddiqui, to recommend reforms in commercial, revenue, and fiscal litigation, including recognition of foreign arbitral awards.Timelines for Case DisposalTo curb delays, the NJPMC approved uniform timelines for case disposal — six months for family, rent, labour, and juvenile cases; 12 months for inheritance, revenue, and minor criminal trials; 18 months for contract enforcement and serious criminal cases; and 24 months for land disputes and murder trials.The committee unanimously pledged to implement these reforms to enhance judicial efficiency and uphold the independence of the judiciary. Case Categories and Timelines SR # CATEGORIES TIMELINES 1 Declaratory Suit (Land Disputes) 24 Months 2 Declaratory Suit (Inheritance Disputes) 12 Months 3 Injunction Suit (Land Disputes) 06 Months 4 Recovery Suit (Public Revenue/Money Matters) 12 Months 5 Specific Performance (Contract Enforcement) 18 Months 6 Rent Cases 06 Months 7 Family Suit (Dissolution/Dower/Maintenance/Guardianship) 06 Months 8 Succession Cases (Uncontested) 02 Months 9 Execution Petitions/Family Court Decree 06 Months   Execution Petitions/Banking Court Decree 12 Months   Execution Petitions/Civil Court Decree 12 Months   Execution Petitions/Rent Matters 03 Months 10 Criminal Trial (Juvenile Offenders-JJSA, 2018) 06 Months   Criminal Trial (Punishment up to seven years) 12 Months   Criminal Trial (Punishment above seven years) 18 Months   Criminal Trial (Murder) 24 Months 11 Labour Cases 06 Months  

As prize bonds provide a safe means to save money and the chance to win large prizes, many Pakistanis continue to pick them as their favorite investment option, including Rs 1500 prize bond.The National Savings Center in Faisalabad hosted the 103rd Rs 1500 Prize Bond draw, according to the Central Directorate of National SavingsRs 1500 Prize Bond Winning Amount First Prize Rs 3 million 1 winner Second Prize Rs 1 million 3 winners Third Prize Rs 18,500 1,696 winners  Rs 1500 Prize Bond May 15 Draw WinnersThe first prize (Rs 3,000,000) has been won by ticket No. 790468 while three second prizes (Rs 1,000,000) were won by ticket Nos. 031085, 193673, and 607650. The third prizes (Rs18,500) were garbed by 1,696 winners. Check the lists for the winners of the third prize.Prize bonds in Pakistan are available in various denominations to cater to different investment levels, including Rs. 100, Rs. 200, Rs. 750, Rs. 1500, Rs. 3000, Rs. 7500, Rs. 15000, and Rs. 40000.Upcoming Prize Bond Draws in 2025The National Savings of Pakistan has scheduled several prize bonds draws throughout the year. Here are some key upcoming events. PRIZE BONDS DATE CITY 40000 10 Sep, 25 PESHAWAR 25000 10 Sep, 25 KARACHI 200 15 Sep, 25 MULTAN 750 15 Oct, 25 MUZAFFARABAD 1500 17 Nov, 25 RAWALPINDI 100 17 Nov, 25 HYDERABAD 40000 10 Dec, 25 SIALKOT 25000 10 Dec, 25 FAISALABAD 200 15 Dec, 25 LAHORE   For a full list of upcoming draws, visit the National Savings website or check local listings.Read More: Rs100 Prize Bond draw announced, August 2025: Check hereThe draw No.55 for the Rs 100 prize bond draw was held on Friday, August 15, 2025, at the National Savings Division office in Lahore.According to State Bank of Pakistan policy, prize amounts are subject to withholding tax, with rates determined by the winner’s filer status.

SANGHAR: A key witness has come forward in the investigation into the mysterious death of journalist Khawar Hussain, the head of the Sindh government’s special fact-finding committee revealed on Monday.Committee chairman, Additional IGP CTD Azad Khan, said the witness had spoken to Khawar Hussain shortly before his death.Addressing a press conference in Sanghar, Khan said Hussain’s car, mobile phone, and pistol have been sent for forensic examination, while CCTV footage is being collected to trace his movements from Karachi to Sanghar.He added that only one mobile phone was recovered from the vehicle, but investigators suspect a second phone may be with Hussain’s family, which will also be taken into custody for examination.The inquiry chief disclosed that the recovered phone’s data had been wiped, though forensic experts are working to recover it.https://www.youtube.com/watch?v=_6yrxJRRSuoKhan further said the investigation team would meet Hussain’s family after his burial to gather additional information. He stressed that the inquiry is examining all possible angles, but at this stage, it cannot be confirmed whether the case involves murder or suicide.Read more: Family of journalist Khawar Hussain arrives from US, calls death a ‘murder’Earlier, a CCTV footage recorded shortly before Khawar Hussain’s death has also been surfaced, showing the journalist parking his vehicle outside a private restaurant where his bullet-riddled body was recovered from.Deputy Inspector General (DIG) Shaheed Benazirabad, Faisal Bashir Memon, confirmed that the CCTV footage of the incident is being reviewed. He added that no eyewitness reported hearing gunshots.He stated that the car windows were closed, and there was no evidence of anyone else nearby. Call data records (CDR) will be retrieved within 24 hours, he added.Th DIG added that the decision to form the medical board was made on the request of the victim’s family and journalist community.DIG Memon revealed that the pistol recovered from the car belonged to Khawar Hussain himself, which he reportedly kept for safety. Footage showed that before his death, Hussain parked his car, went twice to ask about the washroom—from the hotel manager and later from a guard—and then returned each time to sit in his car.

LONDON: Pakistan’s Deputy Prime Minister and Foreign Minister, Senator Ishaq Dar addressing the media in London, indicated Pakistan’s commitment to constitutional stability, stating, “We do not need 27th constitutional amendment as, we have already absorbed the 26th one.”, ARY News reported.In his address to journalists during his three-day UK visit to strengthen Pakistan-UK relations, Ishaq Dar  Ishaq Dar declared that the country is on the track of progress, with notable development in the economy. He expressed satisfaction over the improvement in country’s economy.On regional security, Ishaq Dar accused India to be violating the recent ceasefire verbally and highlighted Pakistan’s alertness. “Pakistan is a peaceful country and we are peace-loving nation,” He said, “We want to keep friendly relations with our neighbors.” He further added that our relations with Afghanistan and Iran have improved. Ishaq Dar quoted Iranian official’s recent statement, indicating Pakistan as their “true friend.”Ishaq Dar repeated peaceful behavior of Pakistan toward India but warned, “If India gives a threatening look, we will give our response with full force.”Ishaq Dar, during his UK visit, lauded the land records digitisation and the incorporation of passport services, highlighting the launch of a pilot project by the Punjab Land Record Authority and the One Window Operation by IMPASS at the Pakistan High Commission in London, calling this a positive step to boost Pakistan-UK relations.Ishaq Dar also proposed the development of an airport in Mirpur, modeled after Sialkot Airport, and made British parliamentarians sure that Pakistan is ready to purchase land for the project.The visit highlights Ishaq Dar’s contributions to boost Pakistan-UK relations, indicating the improvement in country’s economy, and assuring UK that Pakistan is having rapid development in different sectors, and is ready to defend external threats to being an independent nation.Read More: ECNEC approves 28 projects under Ishaq DarEarlier before his UK visit, Deputy Prime Minister and Foreign Minister Senator Mohammad Ishaq Dar chaired the meeting of the Executive Committee of the National Economic Council (ECNEC) that approved 28 major development projects across Pakistan.

TEHRAN: Pakistan and Iran on Monday signed different agreements to enhance bilateral trade and cooperation in agriculture sector.The agreements were signed during the visit of Minister for National Food Security and Research Rana Tanveer Hussain to Iran.The minister also led the Pakistani delegation at a high-level ministerial meeting in Iran.Speaking on the occasion, Rana Tanveer Hussain said Iran has agreed to import large quantities of its rice from Pakistan while obstacles to Pakistani mango exports will also be removed.The minister said Iran has assured to resolve issues of mango import permits and foreign exchange. He said Iran has also expressed willingness to purchase 60 percent of its meat from Pakistan and import corn.Rana Tanveer Hussain said Pakistan Agricultural Research Council and Iranian institutions will conduct research cooperation. He said customs clearance will be expedited to promote agricultural trade.Rana Tanveer Hussian said Pakistan and Iran have agreed to a free trade agreement and a joint committee to meet every six months, has been established to implement the decisions taken during this visit and review progress in this regard.Read More: Pakistan, Iran Presidents vow to deepen bilateral relationsPakistan and Iran had signed exchanged twelve agreements and MoUs for promotion of bilateral cooperation in diverse fields during the latter's President Dr Masoud Pezeshkia's visit to Pakistan earlier this month.The agreements and MoUs included cooperation for plant protection and plant quarantine, joint use of Mirjaveh-Taftan border gate, collaboration in science, technology and innovation, cooperation in information and communications technology, exchange programs for culture, art, tourism, youth, mass media and exports, cooperation in meteorology, climatology and related hazards, MoUs on maritime safety and firefighting, judicial assistance in criminal matters, supplemental MoU to an MoU in 2013 related to air services agreement, MoU on recognition of products certification, inspection and testing, tourism cooperation for 2025-27 and joint ministerial statement on the intent to finalize Free Trade Agreement.

YOKOHAMA, JAPAN: Punjab Chief Minister (CM) Maryam Nawaz Sharif has visited Japan's largest water filtration and waste treatment plant in Yokohama as she plans to introduce the same technology in the province.During her visit, Maryam Nawaz explored ways to implement modern techniques of Japan in Punjab for water filtration and waste management to provide clean water to citizens in Punjab.The Yokohama water treatment plant processes 1.5 million cubic meters of wastewater daily. It also generates energy from waste, which is used for heating systems for the local population.The Yokohama water treatment plant uses advanced technology to segregate recyclable materials from waste.The Punjab government has planned to apply Yokohama's environmental and urban development model to improve waste management and provide clean water to citizensThe collaboration will focus on adopting modern techniques and technologies to enhance environmental standards in Punjab.Maryam Nawaz Sharif inspected the water treatment systems and was given a detailed briefing on the methods of disposing of garbage, wastewater, and waste in Japanese cities.The chief minister said that providing clean water to citizens is the top priority of the Punjab government.

ISLAMABAD: Authorities in the federal capital have launched a coordinated crackdown against foreign nationals residing illegally in Islamabad and adjoining districts.Following a high-level task force meeting, the Capital Development Authority (CDA) chairman directed officials to draft a comprehensive plan to prevent the resettlement of undocumented foreigners. He also called for the creation of an integrated database containing complete records, including residential details.“Only foreigners with valid visas will be allowed to stay, and strict legal action will be taken against violators,” the CDA chief said, stressing the need for seamless data sharing among all relevant institutions.The task force declared Islamabad, Rawalpindi, Attock, Murree, and Haripur as “safe zones,” ensuring that undocumented foreigners would not be allowed to settle there. Authorities will step up monitoring in adjoining areas, enforce action against unregistered tenants, and appoint focal persons in each district to improve coordination.It was also decided that stamp papers would not be issued for property transactions involving undocumented foreigners, while the Pakistan Telecommunication Authority (PTA) will block mobile SIM issuance for those without valid visas. Strict enforcement of the Tenancy Act was also agreed.Commissioner Islamabad Muhammad Ali Randhawa emphasized that district administrations would immediately begin data collection on undocumented residents, adding that the government was committed to safeguarding national security by addressing the issue of illegal immigrants permanently.“All relevant institutions are working together to implement robust measures against illegal immigration,” he said.The meeting, held at CDA Headquarters, was attended by senior officials from Islamabad, Rawalpindi, Attock, Murree, and Haripur, along with representatives of the Ministry of Interior, NADRA, FIA, CTD, and other law enforcement bodies.

ISLAMABAD: In response to the Pakistan Meteorological Department’s forecast of powerful monsoon activity and intense weather, educational authorities have announced 2 days temporary closure of schools in Murree, ARY News reported. The step has been taken to protect students and staff from potential cloudburst, flash floods, landslides, and urban flooding.According to the announcement, all public and private schools in Murree will be closed on August 19 and 20 due to the risk of cloudburst and heavy rainfall.The National Disaster Management Authority (NDMA) has also given the declaration that the mountain tourism is unsafe and warned of cloudbursts and flash floods.Section 144 has been imposed in vulnerable districts to restrict public movement.The Provincial Disaster Management Authority (PDMA) has released advisory and suggested precautionary measures for residents and tourists.On the other hand, country’s other regions and cities are also facing the effects of intense monsoon weather. In Abbottabad, The Deputy Commissioner has released a notification for a one-day closure of schools on August 19, and placed rescue teams on high alert.While in Bagh, Azad Jammu & Kashmir, due to intense weather and an expected high flood, alert has been released to all educational institutions to remain closed from August 19 to 23.The decision for the closure of schools aims to safeguard lives amid rising flood risks and other advisories.Read More: Children stranded as flood water enters schoolsIslamabad is likely to have heavy rainfall in the next 24 hours. Officials have closed hiking paths in Margalla Hills and given warning of urban flooding in low-lying areas.Other regions which are at risk include Muzaffarabad, Bagh, Haveli, Kotli, Mirpur, Bhimber, Murree, Islamabad, and parts of Punjab and Khyber Pakhtunkhwa.Public is advised not to come out of their homes unnecessarily and avoid travelling due to intense weather. While tourists have been suggested not to plan anything, until the weather conditions get normal.

KARACHI: An Assistant Sub-Inspector (ASI) of police, Muhammad Khan Abro, was shot dead in Karachi's Bin Qasim town on Monday, ARY News reported.According to police, the incident occurred when unidentified armed men opened fire on the ASI outside his home in Steel Town area of the city. He was rushed to the hospital in critical condition, where he succumbed to his injuries.Post-mortem will also be conducted after the completion of initial investigations.ASI Muhammad Khan Abro was posted at the Steel Town police station. A heavy police contingent reached the scene, and the Crime Scene Unit began investigating the incident.The investigation is underway with the authorities working to identify the perpetrators and their motives.In a similar attack in April, a police constable was shot dead by unidentified armed men near Ranchhor Line. The constable was posted at the Chakiwara police station.

KARACHI/RIYADH- August 18, 2025 - The Saudi Riyal strengthened to Rs75.16 against the Pakistani Rupee in Monday's trading session, marking an improvement from weekend levels. SAR to PKR- Daily Updates Currency dealers report standard market activity with the interbank rate positioned at Rs75.28, maintaining conventional spreads between institutional and retail forex markets. Market Performance and Rate Analysis The Saudi Riyal exchange rate of Rs75.16 represents a favorable adjustment for Pakistani businesses and remittance recipients. Current conversion rates show 1,000 Saudi Riyals equaling Rs75,170, providing enhanced purchasing power for families receiving transfers from Saudi Arabia.Professional currency traders monitor the SAR to PKR rate through established technical indicators and volume analysis. Today's Rs75.16 level falls within the recent trading range, supported by consistent demand from both commercial and personal conversion requirements. Foreign Exchange Reserve Position Pakistan's total liquid foreign reserves stand at $19,496.7 million as of August 8, 2025, with State Bank of Pakistan reserves recorded at $14,243.2 million. These reserve levels provide stability for the Saudi Riyal to Pakistani Rupee exchange mechanism and support orderly market operations.The reserve position strengthens Pakistan's ability to manage currency fluctuations and provides confidence for long-term SAR-PKR rate stability. Banks utilize these reserves for settlement of international transactions and currency intervention when necessary. Commercial Trade Impact Assessment Import businesses processing Saudi Arabian goods calculate procurement costs using the improved Pakistani Rupee to Saudi Riyal rate of Rs75.16. Companies importing petroleum derivatives, chemicals, and industrial materials benefit from reduced conversion costs in their supply chain operations.Export-oriented manufacturers targeting Saudi markets adjust their pricing strategies based on the current SAR PKR rate today. The strengthened Saudi Riyal provides competitive advantages for Pakistani exporters seeking to expand their presence in Saudi Arabian consumer markets. Remittance Sector Operations Pakistani workers in Saudi Arabia process remittances through established banking channels that utilize the Saudi Riyal rate in Pakistan for conversion calculations. The Rs75.16 rate enhances the value proposition for families receiving regular transfers through formal banking systems.Money transfer operators integrate real-time rate feeds to provide transparent pricing for cross-border transactions. Service providers compete on both exchange rates and transfer fees, with today's improved rate benefiting end consumers through increased purchasing power. Banking Industry Transaction Processing Commercial banks execute Saudi Arabian Riyal to Pakistani Rupee conversions through correspondent banking networks and automated settlement systems. The Rs75.16 rate influences retail banking products including foreign exchange services, trade finance facilities, and international payment processing.Financial institutions maintain hedging positions to manage currency risk exposure across their Saudi Arabia-related business portfolios. Banks offer forward contracts and other derivative instruments based on current spot rates and implied volatility measurements. Investment Portfolio Considerations Asset managers evaluating cross-border investment opportunities analyze the SAR to PKR rate for portfolio allocation decisions. The current level supports Pakistani entities considering Saudi market participation and Saudi investors examining Pakistani opportunities.Real estate transactions funded through Saudi remittances utilize the prevailing Saudi Riyal to PKR live rate for property acquisition calculations. Investment advisors incorporate currency trends into their client recommendations for overseas property purchases. Corporate Treasury Management Multinational corporations with operations in both countries implement currency risk management strategies based on SAR-PKR rate movements. Treasury departments utilize the Rs75.16 level for budget planning, cash flow projections, and hedging decision frameworks.Companies with significant Saudi Arabia exposure maintain natural hedging positions through operational cash flows, reducing reliance on derivative instruments while managing currency risk through business operations. Technology Platform Integration Digital payment systems incorporate live Saudi Riyal price in Pakistan feeds to provide accurate conversion services. Fintech platforms offer automated rate monitoring and notification services for businesses requiring timely currency movement updates.Online banking portals display current SAR-PKR rates alongside historical charts and trend analysis tools. Corporate clients access specialized dashboards for managing large-value currency conversions and risk monitoring requirements. Regulatory Compliance Framework Authorized dealers operate under State Bank of Pakistan guidelines that govern foreign exchange transactions and reporting requirements. The Rs75.16 rate falls within authorized trading bands established by monetary authorities.Financial institutions submit mandatory transaction reports covering SAR-PKR conversions as part of balance of payments monitoring systems. Compliance departments ensure adherence to anti-money laundering protocols and foreign exchange regulations. Market Infrastructure and Settlement Interbank settlement systems process SAR-PKR transactions through established correspondent banking relationships and automated clearing mechanisms. Professional market makers provide liquidity at the Rs75.16 level to facilitate smooth price discovery.Currency exchange outlets maintain inventory management systems calibrated to anticipated demand patterns from remittance recipients, business travelers, and commercial importers requiring Saudi Riyal conversions. Comparative Regional Analysis The SAR-PKR rate competes with other Gulf currency options available to Pakistani expatriates and businesses. Currency specialists evaluate conversion costs across different Gulf states to optimize transaction efficiency for large-value transfers.Cross-border payment providers analyze routing options through multiple currency corridors, with SAR-PKR direct conversions often providing cost advantages over third-currency routes for Pakistan-Saudi Arabia transactions. Forward Market Dynamics Currency forward contracts for SAR-PKR utilize current spot rates and interest rate differentials to establish pricing for future delivery dates. Forward points reflect market expectations for currency pair movements over various time horizons.Corporate clients utilize forward contracts to lock in exchange rates for predictable cash flows, including remittance receipts and trade settlement obligations. The Rs75.16 spot rate serves as the foundation for forward pricing calculations. Risk Management Applications Professional risk managers incorporate SAR-PKR volatility metrics into their exposure assessment models. The current rate level provides reference points for establishing appropriate hedge ratios and coverage percentages for Saudi Arabia-related business activities.Financial institutions offer structured products that provide currency protection while allowing participation in favorable rate movements. These products utilize the prevailing Rs75.16 rate as a baseline for product design and pricing structures. Market Outlook and Forecasting Technical analysis indicates the Rs75.16 level represents fair value within current economic fundamentals affecting Pakistan-Saudi Arabia financial relationships. Professional forecasting models incorporate remittance projections and bilateral trade estimates for rate scenario development.Currency strategists expect continued stability around present levels, supported by robust economic ties and consistent policy frameworks in both countries. Market participants utilize this outlook for medium-term planning and investment decision processes. Business Planning Implications The Saudi Riyal exchange rate of Rs75.16 provides a stable foundation for business planning across multiple sectors. Companies can establish reliable cost structures for Saudi-related operations while maintaining competitive positioning in bilateral trade relationships.Professional service providers, including consultants and contractors operating between Pakistan and Saudi Arabia, utilize current rate levels for project budgeting and fee calculation purposes. The improved rate supports expanded business development initiatives in both markets. Conclusion: Market Efficiency and Commercial Stability The SAR to PKR rate of Rs75.16 reflects efficient market operations supported by adequate liquidity, transparent pricing mechanisms, and comprehensive regulatory oversight. Business entities benefit from predictable currency conversion processes that facilitate continued economic cooperation between Pakistan and Saudi Arabia.Current market conditions provide favorable opportunities for Pakistani businesses and individuals engaged in Saudi Arabia-related activities, while maintaining the stability necessary for long-term commercial relationship development across multiple industry sectors.Currency rates fluctuate based on market conditions. Businesses should verify current rates with authorized dealers before executing transactions.

QUETTA: Chief Minister of Balochistan, Mir Sarfraz Bugti, on Monday announced the formation of a special cell to identify and dismantle terrorist networks operating within educational institutions.Addressing a press conference alongside senior officials, including Additional Chief Secretary Home Hamza Shafqaat, Acting IG Police Saeed Wazir, and provincial spokesperson Shahid Rind, Bugti confirmed the arrest of Dr Muhammad Usman Qazi, a Grade-18 lecturer at Balochistan University of Information Technology, Engineering and Management Sciences (BUITEMS), accused of being a key facilitator of the banned Baloch Liberation Army (BLA).The chief minister revealed that security agencies had thwarted a major terrorist plot targeting Independence Day celebrations on August 14. “If a professor becomes a terrorist, you cannot garland him,” Bugti said, warning that those abetting terrorism—regardless of profession or status—would face strict action.According to Bugti, Dr Qazi was involved in providing a pistol to a female facilitator for targeted killings, as well as assisting in a suicide attack at Quetta railway station. He said the growing involvement of educated individuals and women in terrorism was alarming. He announced the formation of a special cell within the Home Department to counter extremism in educational institutions.Read More: Professor arrested for facilitating BLA activities in BalochistanThe CM further disclosed that 2,000 public sector employees had been screened, with suspicious individuals placed on the Fourth Schedule. He urged parents to closely monitor their children and called on parliamentarians to play an active role in discouraging those misguiding youth under the guise of “Balochiyat.”Bugti stressed that the insurgency was not linked to deprivation but driven by an anti-state agenda. He reaffirmed the government’s commitment to peace but warned that violence and militancy would not be tolerated. To support positive engagement, he announced a Rs1 billion scholarship program for Balochistan students at Punjab University.During the press conference, a video confession by Dr Qazi was played, in which he admitted to facilitating multiple terrorist activities. He acknowledged harboring BLA operatives in his home, providing medical treatment to a commander, supplying weapons to accomplices, and maintaining direct contact with BLA leadership, including Bashir Zeb, via Telegram.Dr Qazi confessed to sheltering a militant named Noman alias “Peerak,” who was later arrested while plotting a suicide attack on an August 14 event. He admitted to knowingly aiding the BLA despite being a respected government employee, confirming his recruitment by Dr Haibatan alias “Kalk” after completing his Ph.D. from Peshawar University.Bugti said the public disclosure of Dr Qazi’s arrest was intended to send a strong message that the state would expose and act against all those enabling terrorism.

Karachi/Dubai, August 15, 2025 – The UAE Dirham (AED) has recorded a value of 76.79 Pakistani Rupee (PKR) in today's currency trading sessions, marking another subtle shift in the ongoing exchange rate dynamics between these two strategically connected economies. AED to PKR- Latest Updates This latest adjustment continues the pattern of gradual movements that have characterized recent trading weeks, as financial markets respond to evolving economic indicators, policy developments, and regional investment patterns that influence cross-border monetary flows.The current valuation of 76.79 PKR per AED represents the culmination of various market forces operating within the broader Gulf-South Asian economic corridor, where trade relationships, labor migration, and capital movements create complex interdependencies. This exchange rate serves as a critical benchmark for millions of individuals and thousands of businesses whose daily operations span both economies, from small-scale money transfers to large-scale commercial transactions that require precise currency calculations and risk management strategies.The architectural foundations of these two monetary systems reveal fascinating contrasts in currency design philosophy and economic governance approaches. The UAE Dirham stands as a testament to monetary engineering excellence, having been meticulously crafted since its inception in 1973 to serve the unique requirements of a rapidly modernizing federation. Supervised by the UAE Central Bank through sophisticated monetary mechanisms, the Dirham operates within a carefully maintained fixed exchange rate structure that anchors its value to the United States Dollar at the precise ratio of 3.6725 AED to 1 USD, a monetary arrangement that has provided unwavering stability throughout decades of regional and global economic turbulence.This currency peg represents far more than a technical monetary tool; it constitutes a strategic economic foundation that has enabled the UAE to attract massive international investment, establish world-class financial infrastructure, and position itself as a neutral ground for global commerce. The Dirham's physical manifestation includes banknotes featuring traditional Islamic geometric patterns, contemporary architectural marvels, and cultural symbols that represent the seven emirates' shared identity, while coins denominated in fils provide fractional currency units that facilitate precise commercial transactions across diverse economic sectors.The Central Bank of the UAE employs sophisticated monetary instruments to maintain this currency stability, including foreign exchange reserves management, interest rate policies, and regulatory frameworks that ensure the Dirham's continued reliability in international markets. This institutional commitment to monetary stability has earned the UAE recognition as one of the world's most trusted emerging market currencies, facilitating its role in regional trade settlements and international investment portfolios.Meanwhile, the Pakistani Rupee operates within a fundamentally different monetary environment that emphasizes flexibility and market responsiveness over absolute stability. Established in 1948 following Pakistan's independence, the PKR functions under the guidance of the State Bank of Pakistan through a managed floating exchange rate system that allows market dynamics to influence currency valuation while providing central bank authorities with intervention capabilities during periods of extreme volatility or economic stress.This monetary approach reflects Pakistan's economic realities as a large developing nation with diverse regional economies, significant agricultural and manufacturing sectors, and complex international trade relationships that require currency flexibility to maintain economic competitiveness. The State Bank of Pakistan employs various monetary tools, including interest rate adjustments, foreign exchange market interventions, and regulatory policies, to balance currency stability with economic growth objectives and inflation control measures.The Pakistani Rupee's visual identity celebrates the nation's founding principles and cultural diversity through banknotes featuring Muhammad Ali Jinnah, the country's founder, alongside architectural landmarks, natural landscapes, and artistic motifs that represent different regions and communities. These design elements reinforce the currency's role as a symbol of national unity while serving the practical needs of Pakistan's diverse economy, from rural agricultural markets to urban industrial centers and emerging technology sectors.Comprehensive Economic Interconnections and Market DynamicsToday's exchange rate of 76.79 Pakistani Rupee per AED generates multifaceted consequences that permeate numerous layers of economic activity connecting the UAE's sophisticated financial ecosystem with Pakistan's expansive domestic markets. The Pakistani expatriate population throughout the Emirates, numbering well over 1.8 million individuals across various professional categories and skill levels, experiences direct financial impacts from these daily currency fluctuations that influence both immediate consumption decisions and long-term wealth accumulation strategies.Professional Pakistani workers employed in the UAE's diverse economic sectors—ranging from petroleum engineering and financial services to hospitality management and healthcare delivery—must continuously recalibrate their financial planning to account for exchange rate variations. A Pakistani software developer earning 12,000 AED monthly will now receive approximately 921,480 PKR when converting earnings, representing a modest decrease from higher exchange rates that previously provided enhanced purchasing power for families in Pakistan's urban centers and rural communities.These remittance flows extend beyond simple income transfers to encompass complex family financial ecosystems where overseas earnings support extended household networks, educational investments, healthcare expenses, and community development initiatives. Pakistani expatriates often coordinate their money transfer timing to capitalize on favorable exchange rates, creating seasonal patterns in remittance volumes that can influence local Pakistani banking liquidity and foreign exchange availability in smaller cities and towns where formal banking infrastructure may be limited.The commercial trading relationship between Pakistani importers and UAE-based exporters and re-exporters benefits moderately from today's exchange rate positioning, as the cost of acquiring goods priced in Dirhams decreases slightly when calculated in Pakistani Rupee terms. This adjustment particularly impacts Pakistani businesses operating in sectors such as automotive parts distribution, consumer electronics retail, pharmaceutical imports, and industrial machinery procurement, where UAE-based suppliers serve as crucial intermediaries for global supply chains.Dubai's position as a premier re-export destination means that numerous products ultimately destined for Pakistani markets transit through UAE logistics networks, where exchange rate fluctuations can influence final pricing strategies and profit margins throughout complex supply chains. Pakistani wholesalers and retailers must carefully balance currency risk management with inventory planning, often using financial instruments such as forward contracts or natural hedging strategies to minimize exposure to adverse exchange rate movements while maintaining competitive pricing for domestic consumers.The investment landscape connecting both economies continues to expand through various channels that remain sensitive to currency stability and long-term exchange rate trends. UAE-based Pakistani business communities frequently serve as conduits for larger investment projects, leveraging their understanding of both markets to facilitate joint ventures, real estate developments, and manufacturing partnerships that create employment opportunities and technology transfer benefits for both countries.Recent UAE investments in Pakistan's infrastructure development, renewable energy projects, and port modernization initiatives represent substantial long-term commitments that require careful currency risk assessment and management strategies. These projects, often valued in hundreds of millions of dollars, involve complex financing arrangements where exchange rate stability becomes crucial for project viability and return calculations that must satisfy investors in both countries.The evolving economic partnership between the UAE and Pakistan also encompasses emerging sectors such as digital finance, e-commerce platforms, and fintech innovations that are beginning to reshape traditional remittance and trade finance mechanisms. Pakistani startups operating in the UAE's thriving technology ecosystem, combined with UAE companies exploring opportunities in Pakistan's rapidly digitizing economy, create new forms of economic interaction where currency exchange efficiency and cost-effectiveness become competitive advantages.Currency market specialists analyzing today's AED-PKR exchange rate highlight the influence of various macroeconomic factors, including recent policy statements from both central banks, global commodity price movements affecting both economies, and broader investor sentiment toward emerging market assets. The UAE's continued economic diversification success, demonstrated through robust non-oil sector growth and increasing foreign investment attraction, provides fundamental support for Dirham strength, while Pakistan's ongoing economic stabilization efforts and export promotion initiatives influence international confidence in the Rupee's medium-term prospects.

ISLAMABAD: Prime Minister Shehbaz Sharif on Monday announced the donation of one month’s salary from the federal cabinet to aid relief efforts for flood-hit people in Khyber Pakhtunkhwa.Presiding over a meeting to review ongoing relief efforts by federal government in flood affected areas of Khyber Pakhtunkhwa, Gilgit Baltistan and Azad Jammu and Kashmir, the prime minister directed the federal institutions to intensify efforts to assist rain and flood-affected people in various districts of KP, a press statement issued here read.“In this hour of calamity, there is no federal or provincial government; we must ensure the assistance and rehabilitation of affected people,”the prime minister said adding that “Helping our distressed Pakistani brothers and sisters is our national responsibility”.He said this was not a time for politics but for service and healing the wounds of the people.The prime minister stressed that the federal government will also provide financial assistance to the families of the deceased and affected individuals under the Prime Minister’s relief package.Read More: KP floods death toll rises to 323, 156 injuredMinister for Kashmir Affairs and Gilgit-Baltistan will oversee relief and rehabilitation operations in affected areas while the relevant federal ministers will personally monitor the restoration of electricity, water, roads, and other facilities in affected areas, the prime minister added.Furthermore, he also instructed all relevant federal ministers to visit Khyber Pakhtunkhwa, Azad Kashmir, and Gilgit-Baltistan in person.The prime minister directed the National Highway Authority (NHA) not to differentiate between provincial or national highways; and opening routes for relief must be the top priority.He also ordered Ministry of Communications, NHA, and FWO to ensure repair of highways and bridges in affected areas. “Minister for Communications should personally oversee rehabilitation operations.”The prime minister also directed Minister for Power to visit affected areas, inspect, and prioritize restoration of the electricity system, adding that the National Disaster Management Authority (NDMA) should immediately submit a final assessment of damages.“NDMA should present a comprehensive plan for the distribution of relief items to flood victims in Khyber Pakhtunkhwa,” the prime minister said stressing the Ministry of Finance to provide necessary resources to NDMA.The prime minister further directed all the relevant federal ministers to remain in affected areas until the last person received assistance and basic infrastructure was restored.Ministry of Health should send medicines and medical teams to Khyber Pakhtunkhwa and establish medical camps while Benazir Income Support Programme should be mobilized to assist the affected, the prime minister instructed.During the meeting, the prime minister and other participants prayed for the departed souls and speedy recovery of the injured.The meeting was briefed on the ongoing relief activities by NDMA and federal ministers designated by the prime minister.It was informed that the federal government, provincial governments, Pakistan Army, and other institutions had established 456 relief camps and conducted 400 rescue operations so far.The meeting was told that relief trucks carrying essential items were being dispatched, while the prime minister directed that convoys be prioritized for the hardest-hit areas.According to the preliminary estimates, damages to public and private property exceeded around Rs 126 million.The NDMA presented a report on the provision of rations, tents, medicines, medical teams, and other essentials, with the prime minister directing an increase in the quantity of relief items.The meeting was informed that the monsoon season will continue until the second week of September, with six major spells already passed and two more expected, with effects lasting until the last week of September.Federal Minister for Kashmir Affairs and Gilgit-Baltistan Engineer Amir Muqam briefed on the situation in Swat, Minister for Power Sardar Awais Khan Leghari on Khyber Pakhtunkhwa, Special Assistant Mubarak Zeb on Bajaur, NHA Chairman on Malakand, and Secretary Communications on Gilgit.Minister for Religious Affairs Sardar Muhammad Yusuf, Minister for Water Resources Mian Muhammad Mueen Watto, Dr. Musadik Malik, and other officials updated the meeting on relief activities as per the prime minister’s instructions.The meeting was also attended by Federal Ministers Khawaja Asif, Ahsan Iqbal, Ahad Khan Cheema, Attaullah Tarar, NDMA Chairman Lieutenant General Inam Haider Malik, Prime Minister’s Chief Coordinator Musharraf Zaidi, and other senior officials.

LAHORE: The National Cyber Crime Investigation Agency (NCCIA) on Monday revealed sensational details in the case against YouTuber Saad ur Rehman, alias Ducky Bhai, who was arrested at Lahore Airport on charges of money laundering through online gambling applications, ARY News reported. According to NCCIA officials, Ducky Bhai served as the “country manager” of an illegal gambling app and was promoting multiple betting platforms.An FIR has been registered against Ducky, which stated that an inquiry was launched on June 13, 2025, after credible reports emerged that several social media influencers were encouraging the public to invest in gambling and betting applications for their own financial gain. The complaint alleged that such promotions led ordinary citizens—already struggling with economic pressures—into heavy financial losses.[video width="640" height="360" mp4="https://arynews.tv/wp-content/uploads/2025/08/AQNh1Jb1kLnS806EJdsWzVSJfbWHEj_3TF2bLo0T2HZCBNDfhtwl4aUlH5At-UNOb_6nTcRoycjOYWN3qgMzZGa4PB45pHwydTE0l3p0kQ.mp4"][/video]Investigators said Ducky Bhai actively incited the public to invest through platforms like Binomo, which collected millions of rupees from users but later defrauded them by refusing payouts. The app itself is not registered in Pakistan, authorities confirmed.“Despite being summoned, Ducky Bhai allegedly refused to cooperate with the inquiry. His name was subsequently placed on the Provisional National Identification List (PNIL). He was later intercepted at Allama Iqbal International Airport while attempting to travel abroad”, NCCIA officials stated.During his arrest, officials recovered an iPhone 16 Pro Max containing WhatsApp chats with individuals linked to Binomo promotions, as well as evidence of receiving illegal payments. According to investigators, the YouTuber failed to justify his promotional videos urging the public to invest in gambling apps.Authorities further revealed that Ducky Bhai had been appointed “Country Manager” for Binomo without authorization from any Pakistani regulatory body, including the State Bank of Pakistan.Read More: Why was Ducky Bhai really arrested? Here is what we know so farThe FIR stated that prima facie evidence exists of offences under sections 13, 14, 25, and 26 of PECA 2016 (amended 2025), and sections 294-13 and 420 of the Pakistan Penal Code. The role of other accomplices is expected to be determined during the ongoing investigation.Following his arrest, Ducky Bhai was produced before a duty magistrate and handed over to NCCIA on a two-day physical remand. Officials added that his assets are also being scrutinized, and complete financial records have been summoned.